@font-face {
  font-family: "Roboto Condensed";
  src: url("../fonts/RobotoCondensed-Regular.woff2") format("woff2");
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: "Roboto Condensed";
  src: url("../fonts/RobotoCondensed-Bold.woff2") format("woff2");
  font-weight: 600 700;
  font-style: normal;
  font-display: swap;
}

:root {
  --tl-blue: #00497a;
  --tl-pale: #f0f3ff;
  --tl-border: #ccd6ff;
  --tl-neutral: #e5e7eb;
  --tl-black: #000;
  --tl-white: #fff;
  --tl-body: "Roboto Condensed", Arial, sans-serif;
  --tl-heading: "Roboto Condensed", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; }
a { color: inherit; }
img { display: block; }

.tl-page {
  background: var(--tl-white);
  color: var(--tl-black);
  font-family: var(--tl-body);
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

.tl-page h1, .tl-page h2, .tl-page h3, .tl-page p,
.tl-page ul, .tl-page ol, .tl-page dl { margin-top: 0; }
.tl-page h1, .tl-page h2, .tl-page h3 { font-family: var(--tl-heading); }
.tl-page p { line-height: 1.45; }

.tl-audience-switcher {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 4px;
  padding-top: 18px;
  font-size: 13px;
}
.tl-audience-switcher > span { margin-right: 6px; color: #555; }
.tl-audience-switcher a {
  padding: 6px 10px;
  border: 1px solid var(--tl-border);
  background: var(--tl-white);
  color: var(--tl-blue);
  font-weight: 700;
  text-decoration: none;
}
.tl-audience-switcher a:first-of-type { border-radius: 4px 0 0 4px; }
.tl-audience-switcher a:last-child { margin-left: -5px; border-radius: 0 4px 4px 0; }
.tl-audience-switcher a:hover,
.tl-audience-switcher a.is-active { border-color: var(--tl-blue); background: var(--tl-blue); color: var(--tl-white); }

.tl-hero, .tl-section, .tl-band, .tl-final-cta {
  padding-left: 0;
  padding-right: 0;
}

.tl-hero {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-items: start;
  gap: 2rem;
  padding-top: 2rem;
  padding-bottom: 3rem;
}
.tl-hero-copy { display: flex; flex-direction: column; align-items: flex-start; gap: 24px; }
.tl-eyebrow { margin-bottom: 0; color: var(--tl-blue); font-size: 15px; font-weight: 700; letter-spacing: .01em; }
.tl-hero h1 { margin-bottom: 0; font-size: 30px; line-height: 1.15; letter-spacing: 0; }
.tl-lead { margin-bottom: 0; font-size: 16px; }

.tl-check-list { width: 100%; margin-bottom: 0; padding: 0; list-style: none; }
.tl-check-list li { display: flex; align-items: flex-start; gap: 12px; margin-top: 10px; line-height: 1.35; }
.tl-check-list li:first-child { margin-top: 0; }
.tl-check-list img { flex: 0 0 auto; }
.tl-hero-conversion { width: 100%; }
.tl-action-row { display: flex; align-items: center; gap: 18px; }
.tl-action-row strong { white-space: nowrap; }
.tl-hero-conversion > p, .tl-final-action span, .tl-process-action span { margin: 10px 0 0; color: var(--tl-blue); font-size: 15px; }

.tl-button {
  min-height: 36px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 6px 12px;
  border-radius: 4px;
  background: var(--tl-blue);
  color: var(--tl-white);
  font-family: var(--tl-body);
  font-size: 14px;
  font-weight: 400;
  line-height: 1;
  text-decoration: none;
  transition: background .2s ease, transform .2s ease;
}
.tl-button:hover { background: #3399ff; }

.tl-document-wrap { position: relative; padding: 42px 36px 26px; background: var(--tl-pale); }
.tl-preview-label { position: absolute; top: 14px; right: 18px; margin: 0; color: var(--tl-blue); font-size: 12px; font-weight: 700; }
.tl-document-card, .tl-certificate-card {
  padding: 28px;
  border: 1px solid var(--tl-border);
  background: var(--tl-white);
  box-shadow: 0 8px 22px rgba(0, 73, 122, .08);
}
.tl-document-head, .tl-certificate-brand { display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.tl-document-head strong, .tl-certificate-brand strong { font-family: var(--tl-heading); font-size: 18px; }
.tl-document-head span { color: var(--tl-blue); font-size: 10px; font-weight: 700; }
.tl-document-card h2, .tl-document-card h3 { margin: 28px 0 4px; font-size: 22px; }
.tl-document-subtitle { margin-bottom: 24px; color: var(--tl-blue); font-size: 12px; }
.tl-document-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 14px 24px; }
.tl-document-fields div, .tl-certificate-card dl div { padding-bottom: 8px; border-bottom: 1px solid var(--tl-neutral); }
.tl-document-fields dt, .tl-certificate-card dt { color: var(--tl-blue); font-size: 12px; font-weight: 700; }
.tl-document-fields dd, .tl-certificate-card dd { margin: 4px 0 0; font-size: 12px; }
.tl-document-clause { margin-top: 20px; padding: 14px; background: var(--tl-pale); }
.tl-document-clause strong { color: var(--tl-blue); font-size: 13px; }
.tl-document-clause p { margin: 5px 0 0; font-size: 12px; }
.tl-document-signatures { display: flex; gap: 24px; margin-top: 34px; }
.tl-document-signatures span { flex: 1; padding-top: 7px; border-top: 1px solid var(--tl-black); font-size: 11px; }
.tl-caption { margin: 12px 0 0; font-size: 14px; line-height: 1.4; }

.tl-section { padding-top: 3rem; padding-bottom: 3rem; }
.tl-band { padding: 3rem 1.5rem; background: var(--tl-pale); }
.tl-section-intro { max-width: 850px; }
.tl-section-intro .tl-eyebrow { margin-bottom: 14px; }
.tl-section-intro h2, .tl-suitability > h2, .tl-final-cta h2 { margin-bottom: 14px; font-size: 26px; line-height: 1.2; letter-spacing: 0; }
.tl-section-intro > p:last-child { margin-bottom: 0; }

.tl-guide { display: flex; flex-direction: column; gap: 32px; }
.tl-video {
  width: min(960px, 100%);
  min-height: 300px;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 48px;
  overflow: hidden;
  background: var(--tl-pale);
  color: var(--tl-black);
  text-decoration: none;
}
.tl-video-embed {
  width: min(960px, 100%);
  aspect-ratio: 16 / 9;
  overflow: hidden;
  background: var(--tl-black);
}
.tl-video-embed iframe {
  width: 100%;
  height: 100%;
  display: block;
  border: 0;
}
.tl-video-brand { position: absolute; top: 26px; left: 30px; font-family: var(--tl-heading); font-weight: 700; }
.tl-video-label { position: absolute; top: 26px; right: 30px; color: var(--tl-blue); font-size: 12px; font-weight: 700; }
.tl-video-copy { display: flex; flex-direction: column; gap: 8px; }
.tl-video-copy strong { max-width: 560px; font-family: var(--tl-heading); font-size: 24px; }
.tl-play { position: absolute; right: 48px; top: 50%; width: 56px; height: 56px; display: grid; place-items: center; border-radius: 50%; background: var(--tl-blue); transform: translateY(-50%); }

.tl-protections .tl-section-intro { margin-bottom: 30px; }
.tl-protection-list { width: min(960px, 100%); display: flex; flex-direction: column; gap: 12px; }
.tl-protection-card { border: 1px solid var(--tl-border); background: var(--tl-white); }
.tl-protection-card[open] { border-color: var(--tl-blue); }
.tl-protection-card summary { min-height: 86px; display: flex; align-items: center; gap: 18px; padding: 18px 22px; cursor: pointer; list-style: none; }
.tl-protection-card summary::-webkit-details-marker { display: none; }
.tl-protection-number { width: 34px; height: 34px; flex: 0 0 auto; display: grid; place-items: center; border-radius: 50%; background: var(--tl-blue); color: var(--tl-white); font-weight: 700; }
.tl-protection-heading { min-width: 0; display: flex; flex: 1; flex-direction: column; gap: 4px; }
.tl-protection-heading strong { font-family: var(--tl-heading); font-size: 18px; }
.tl-protection-heading > span { color: #444; line-height: 1.4; }
.tl-protection-toggle { width: 18px; height: 18px; position: relative; flex: 0 0 auto; }
.tl-protection-toggle::before,
.tl-protection-toggle::after { content: ""; position: absolute; top: 8px; left: 2px; width: 14px; height: 2px; background: var(--tl-blue); }
.tl-protection-toggle::after { transform: rotate(90deg); transition: transform .2s ease; }
.tl-protection-card[open] .tl-protection-toggle::after { transform: rotate(0); }
.tl-protection-body { padding: 0 22px 22px 74px; }
.tl-protection-audience { padding: 16px; background: var(--tl-pale); }
.tl-protection-audience strong, .tl-clause-preview > strong { color: var(--tl-blue); font-size: 14px; }
.tl-protection-audience p { margin: 6px 0 0; }
.tl-clause-preview { margin-top: 16px; padding: 16px; border-left: 3px solid var(--tl-blue); background: #fff; }
.tl-clause-preview p { margin: 6px 0 0; }
.tl-clause-preview span { display: inline-block; margin-top: 10px; color: var(--tl-blue); font-size: 13px; font-weight: 700; }
.tl-clause-links { margin-top: 16px; }
.tl-clause-links > strong { color: var(--tl-blue); font-size: 14px; }
.tl-clause-coins { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 10px; }
.tl-clause-coin { padding: 7px 12px; border: 1px solid var(--tl-blue); border-radius: 999px; background: var(--tl-white); color: var(--tl-blue); font: inherit; font-size: 13px; font-weight: 700; cursor: pointer; }
.tl-clause-coin:hover, .tl-clause-coin:focus-visible { background: var(--tl-blue); color: var(--tl-white); }
.tl-clause-dialog { position: fixed; inset: 0; width: min(680px, calc(100% - 32px)); max-height: min(80vh, 760px); margin: auto; padding: 0; overflow: hidden; border: 0; border-radius: 8px; color: var(--tl-black); }
.tl-clause-dialog::backdrop { background: rgba(0, 25, 48, .58); }
.tl-clause-dialog-card { position: relative; display: flex; flex-direction: column; max-height: min(80vh, 760px); padding: 34px; box-sizing: border-box; }
.tl-clause-dialog-card h3 { margin: 4px 36px 20px 0; font-size: 24px; }
.tl-clause-dialog-close-icon { position: absolute; top: 12px; right: 14px; width: 44px; height: 44px; border: 0; background: transparent; color: var(--tl-blue); font-size: 30px; line-height: 1; cursor: pointer; }
.tl-clause-dialog-close-mobile { display: none; }
.tl-clause-dialog-text { min-height: 0; overflow-y: auto; white-space: pre-wrap; line-height: 1.55; }
.tl-clause-placeholder { display: inline-flex; align-items: center; min-height: 26px; padding: 2px 9px; border: 1px solid var(--tl-blue); border-radius: 999px; background: var(--tl-pale); color: var(--tl-blue); font-size: 13px; font-weight: 700; line-height: 1.25; white-space: normal; vertical-align: baseline; }
.tl-clause-placeholder-metadata, .tl-clause-placeholder-reference { border-color: var(--tl-border); background: var(--tl-white); color: #3f5364; }
.tl-clause-condition { display: inline-block; margin: 10px 0 2px; padding: 5px 9px; border-radius: 4px; background: var(--tl-pale); color: var(--tl-blue); font-size: 13px; font-weight: 700; line-height: 1.35; white-space: normal; }
.tl-clause-optional { display: flex; flex-direction: column; gap: 3px; margin: 0 0 18px; padding: 12px 14px; border-left: 3px solid var(--tl-blue); background: var(--tl-pale); font-size: 14px; }
.tl-clause-optional strong { color: var(--tl-blue); }
.tl-protection-summary { width: min(960px, 100%); margin: 24px 0 0; font-weight: 600; }
.tl-protection-disclaimer { width: min(960px, 100%); margin: 10px 0 0; color: #555; font-size: 14px; }

.tl-comparison .tl-section-intro { margin-bottom: 30px; }
.tl-two-column { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }
.tl-list-card, .tl-suitability-card { padding: 28px; border: 1px solid var(--tl-border); background: var(--tl-white); }
.tl-list-card h3, .tl-suitability-card h3 { margin-bottom: 18px; font-size: 20px; }
.tl-list-card ul { margin-bottom: 0; padding-left: 20px; }
.tl-list-card li { margin-top: 10px; }
.tl-list-card:not(.is-positive) li::marker { content: "−  "; color: var(--tl-blue); }
.tl-list-card.is-positive li::marker { content: "✓  "; color: var(--tl-blue); }
.tl-suitability > h2 { margin-bottom: 28px; }
.tl-card-heading { display: flex; align-items: center; gap: 12px; }
.tl-card-heading h3 { margin: 0; }
.tl-suitability-card > p { margin: 20px 0 0; }

.tl-process .tl-section-intro { margin-bottom: 42px; }
.tl-steps { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 32px; padding: 0; list-style: none; }
.tl-steps li { position: relative; }
.tl-steps li:not(:last-child)::after { content: ""; position: absolute; top: 18px; left: 48px; right: -22px; height: 1px; background: var(--tl-border); }
.tl-step-number { width: 36px; height: 36px; position: relative; z-index: 1; display: grid; place-items: center; border-radius: 50%; background: var(--tl-blue); color: var(--tl-white); font-weight: 700; }
.tl-steps h3 { margin: 18px 0 8px; font-size: 18px; }
.tl-steps p { margin-bottom: 0; font-size: 16px; }
.tl-process-action { display: flex; flex-direction: column; align-items: center; margin-top: 36px; }

.tl-features { display: flex; flex-direction: column; gap: 36px; }
.tl-feature-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
.tl-feature-grid article { padding: 24px; border: 1px solid var(--tl-border); }
.tl-feature-grid img { margin-bottom: 22px; }
.tl-feature-grid h3 { margin-bottom: 10px; font-size: 18px; }
.tl-feature-grid p { margin-bottom: 0; font-size: 16px; }
.tl-bundle-label { margin: 12px 0 -12px; color: var(--tl-blue); font-size: 13px; font-weight: 700; }
.tl-preview-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; align-items: start; }
.tl-document-card-large, .tl-certificate-card { min-height: 620px; }
.tl-certificate-card hr { margin: 24px 0; border: 0; border-top: 1px solid var(--tl-border); }
.tl-certificate-card h3 { margin-bottom: 12px; font-size: 25px; }
.tl-certificate-card > p { font-size: 15px; }
.tl-certificate-card dl { margin: 28px 0 0; }
.tl-certificate-card dl div { margin-top: 18px; }
.tl-certificate-card dt { font-size: 16px; }
.tl-certificate-card dd { font-size: 16px; }
.tl-certificate-note { margin-top: 24px; color: var(--tl-blue); font-size: 14px !important; }

.tl-faq { display: flex; flex-direction: column; gap: 32px; }
.tl-faq-list { width: min(960px, 100%); display: flex; flex-direction: column; gap: 12px; }
.tl-faq-list details { border: 1px solid var(--tl-border); border-radius: 8px; background: var(--tl-white); }
.tl-faq-list details[open] { background: var(--tl-pale); }
.tl-faq-list summary { min-height: 66px; display: flex; align-items: center; gap: 20px; padding: 18px 24px; font-family: var(--tl-heading); font-weight: 600; line-height: 1.4; cursor: pointer; list-style: none; }
.tl-faq-list summary::-webkit-details-marker { display: none; }
.tl-faq-list summary span { width: 18px; height: 18px; position: relative; flex: 0 0 auto; margin-left: auto; }
.tl-faq-list summary span::before,
.tl-faq-list summary span::after { content: ""; position: absolute; top: 8px; left: 2px; width: 14px; height: 2px; background: var(--tl-blue); }
.tl-faq-list summary span::after { transform: rotate(90deg); transition: transform .2s ease; }
.tl-faq-list details[open] summary span::after { transform: rotate(0); }
.tl-faq-list details > p { margin: -4px 24px 22px; }
.tl-advice { margin-bottom: 0; font-size: 15px; }

.tl-final-cta { display: grid; grid-template-columns: 1fr 280px; align-items: center; gap: 2rem; padding: 3rem 1.5rem; background: var(--tl-pale); }
.tl-final-cta > div:first-child > p:last-child { margin-bottom: 0; }
.tl-final-action { display: flex; flex-direction: column; align-items: center; gap: 16px; }
.tl-final-action strong { font-family: var(--tl-heading); font-size: 24px; }
.tl-final-action .tl-button { width: 100%; }
.tl-final-action span { margin-top: 0; }

@media (max-width: 900px) {
  .tl-hero { grid-template-columns: 1fr 360px; gap: 36px; }
  .tl-feature-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 768px) {
  .tl-page { font-size: 15px; }
  .tl-audience-switcher { padding-top: 12px; }
  .tl-hero, .tl-section, .tl-band, .tl-final-cta { padding-left: 0; padding-right: 0; }
  .tl-hero { display: flex; flex-direction: column; align-items: stretch; gap: 1.5rem; padding: .5rem 0 2rem; }
  .tl-hero-copy { min-height: 0; padding: 0; gap: 1rem; }
  .tl-hero h1 { font-size: 30px; }
  .tl-action-row { flex-direction: column; align-items: stretch; gap: 10px; }
  .tl-button { width: 100%; }
  .tl-action-row strong { text-align: left; }
  .tl-hero-conversion > p { text-align: center; }
  .tl-document-wrap { padding: 42px 1rem 1rem; }
  .tl-document-card { padding: 22px; }
  .tl-document-fields { grid-template-columns: 1fr; }
  .tl-section { padding-top: 2rem; padding-bottom: 2rem; }
  .tl-band { padding: 2rem 1rem; }
  .tl-section-intro h2, .tl-suitability > h2, .tl-final-cta h2 { font-size: 26px; }
  .tl-guide { gap: 24px; }
  .tl-video { min-height: 240px; padding: 68px 24px 32px; }
  .tl-video-copy strong { max-width: 220px; font-size: 22px; }
  .tl-play { right: 24px; width: 48px; height: 48px; }
  .tl-protection-card summary { align-items: flex-start; padding: 16px; }
  .tl-protection-number { width: 30px; height: 30px; }
  .tl-protection-heading strong { font-size: 17px; }
  .tl-protection-body { padding: 0 16px 16px; }
  .tl-clause-dialog { width: calc(100% - 24px); max-height: calc(100dvh - 24px); }
  .tl-clause-dialog-card { max-height: calc(100dvh - 24px); padding: 26px 20px 18px; }
  .tl-clause-dialog-card h3 { margin-right: 42px; font-size: 21px; }
  .tl-clause-dialog-close-icon { top: 8px; right: 8px; }
  .tl-clause-dialog-close-mobile { display: block; width: 100%; min-height: 48px; flex: 0 0 auto; margin-top: 18px; border: 0; border-radius: 4px; background: var(--tl-blue); color: var(--tl-white); font: inherit; font-weight: 700; cursor: pointer; }
  .tl-two-column { grid-template-columns: 1fr; gap: 16px; }
  .tl-list-card, .tl-suitability-card { padding: 20px; }
  .tl-list-card h3 { font-size: 18px; }
  .tl-steps { grid-template-columns: 1fr; gap: 28px; }
  .tl-steps li { padding-left: 52px; }
  .tl-step-number { position: absolute; left: 0; top: 0; }
  .tl-steps li:not(:last-child)::after { top: 38px; bottom: -28px; left: 18px; right: auto; width: 1px; height: auto; }
  .tl-steps h3 { margin-top: 0; }
  .tl-process-action { align-items: stretch; }
  .tl-process-action span { text-align: center; }
  .tl-feature-grid { grid-template-columns: 1fr; }
  .tl-preview-grid { grid-template-columns: 1fr; }
  .tl-document-card-large, .tl-certificate-card { min-height: 0; }
  .tl-faq { gap: 24px; }
  .tl-faq-list summary { padding: 18px 20px; }
  .tl-faq-list details > p { margin: -4px 20px 20px; }
  .tl-final-cta { grid-template-columns: 1fr; gap: 28px; padding: 2rem 1rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .tl-button { transition: none; }
}